/* ==========================================================================
   HormozPay — landing page
   Light, product-first. RTL. Yekan Bakh variable font.
   ========================================================================== */

@font-face {
    font-family: 'YekanBakh';
    src: url('YekanBakh-VF.woff2') format('woff2-variations'),
         url('YekanBakh-VF.woff2') format('woff2');
    font-weight: 100 1000;
    font-display: swap;
}

:root {
    --blue: #0c52ee;
    --blue-dark: #0036bd;
    --blue-deep: #082fa8;
    --sky: #2e7df8;
    --ink: #0b1b3d;
    --body: #40506e;
    --muted: #6b7b98;
    --line: #e3e9f5;
    --line-soft: #eef2fa;
    --bg: #ffffff;
    --bg-soft: #f5f8ff;
    --bg-tint: #eef4ff;
    --gold: #ffc93c;
    --green: #12a05f;
    --green-soft: #e9f9f1;
    --red: #e0334b;
    --shadow-s: 0 4px 14px rgba(11, 27, 61, .06);
    --shadow-m: 0 12px 34px rgba(11, 27, 61, .09);
    --shadow-l: 0 26px 64px rgba(11, 27, 61, .14);
    --r-s: 12px;
    --r-m: 18px;
    --r-l: 26px;
    --maxw: 1180px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 86px; }

body {
    background: var(--bg);
    color: var(--body);
    font-family: 'YekanBakh', system-ui, -apple-system, 'Segoe UI', sans-serif;
    font-size: 16px;
    line-height: 1.85;
    -webkit-font-smoothing: antialiased;
    text-rendering: optimizeLegibility;
}

img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
svg { flex: 0 0 auto; }

.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 22px; }

/* ------------------------------------------------------------ typography */
h1, h2, h3, h4 { color: var(--ink); font-weight: 900; line-height: 1.28; letter-spacing: -.4px; }
h1 { font-size: clamp(34px, 5vw, 56px); line-height: 1.18; letter-spacing: -1.4px; }
h2 { font-size: clamp(27px, 3.4vw, 40px); letter-spacing: -.9px; }
h3 { font-size: clamp(19px, 2vw, 23px); }
.lead { font-size: clamp(16px, 1.7vw, 19px); color: var(--muted); line-height: 1.95; }

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 16px;
    border: 1px solid #d6e2fb;
    border-radius: 999px;
    background: var(--bg-tint);
    color: var(--blue);
    font-size: 13.5px;
    font-weight: 800;
}
.eyebrow i {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--green);
    box-shadow: 0 0 0 3px rgba(18, 160, 95, .18);
}

.sec-head { max-width: 700px; margin: 0 auto 44px; text-align: center; }
.sec-head .eyebrow { margin-bottom: 14px; }
.sec-head h2 em { font-style: normal; color: var(--blue); }
.sec-head p { margin-top: 12px; }

section { padding: 84px 0; }
.sec-soft { background: var(--bg-soft); }
.sec-tight { padding: 62px 0; }

/* ---------------------------------------------------------------- button */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    padding: 13px 26px;
    border: 0;
    border-radius: 13px;
    background: linear-gradient(135deg, var(--blue), var(--blue-dark));
    color: #fff;
    font-family: inherit;
    font-size: 16px;
    font-weight: 900;
    line-height: 1;
    box-shadow: 0 10px 24px rgba(12, 82, 238, .28);
    cursor: pointer;
    transition: transform .18s ease, box-shadow .18s ease;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(12, 82, 238, .34); }
.btn svg { width: 18px; height: 18px; fill: currentColor; }
.btn.ghost {
    border: 1.5px solid var(--line);
    background: #fff;
    color: var(--ink);
    box-shadow: var(--shadow-s);
}
.btn.ghost:hover { border-color: #c9d8f5; box-shadow: var(--shadow-m); }
.btn.gold { background: linear-gradient(135deg, #ffd34d, #ffb400); color: #4a3400; box-shadow: 0 10px 24px rgba(255, 180, 0, .34); }
.btn.on-dark { border: 1.5px solid rgba(255, 255, 255, .3); background: rgba(255, 255, 255, .1); color: #fff; box-shadow: none; }
.btn.on-dark:hover { background: rgba(255, 255, 255, .18); }
.btn.sm { padding: 10px 18px; font-size: 14.5px; border-radius: 11px; }
.btn.lg { padding: 16px 34px; font-size: 17.5px; }

/* ---------------------------------------------------------------- header */
.site-head {
    position: sticky;
    top: 0;
    z-index: 60;
    border-bottom: 1px solid transparent;
    background: rgba(255, 255, 255, .82);
    backdrop-filter: saturate(180%) blur(14px);
    transition: border-color .2s ease, box-shadow .2s ease;
}
.site-head.stuck { border-bottom-color: var(--line); box-shadow: 0 4px 20px rgba(11, 27, 61, .05); }
.head-row { display: flex; align-items: center; gap: 20px; height: 72px; }

.brand { display: flex; align-items: center; gap: 10px; }
.brand img { width: 40px; height: 40px; border-radius: 12px; box-shadow: 0 5px 12px rgba(12, 82, 238, .26); }
.brand b { display: block; color: var(--ink); font-size: 18px; font-weight: 900; line-height: 1.15; }
.brand span { display: block; color: var(--muted); font-size: 11px; font-weight: 700; letter-spacing: .6px; }

.nav { display: flex; gap: 4px; margin-inline-start: auto; }
.nav a {
    padding: 8px 13px;
    border-radius: 10px;
    color: var(--body);
    font-size: 15px;
    font-weight: 700;
    transition: background-color .15s ease, color .15s ease;
}
.nav a:hover { background: var(--bg-tint); color: var(--blue); }

.head-cta { display: flex; align-items: center; gap: 9px; }

.burger {
    display: none;
    width: 42px;
    height: 42px;
    border: 1.5px solid var(--line);
    border-radius: 11px;
    background: #fff;
    cursor: pointer;
}
.burger span { display: block; width: 18px; height: 2px; margin: 3px auto; border-radius: 2px; background: var(--ink); }

/* ------------------------------------------------------------------ hero */
.hero {
    position: relative;
    overflow: hidden;
    padding: 66px 0 78px;
    background:
        radial-gradient(760px 460px at 88% -8%, rgba(12, 82, 238, .10), transparent 62%),
        radial-gradient(620px 420px at 6% 2%, rgba(46, 125, 248, .09), transparent 62%),
        linear-gradient(180deg, #fbfcff 0%, #f4f8ff 100%);
}
.hero::after {
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(12, 82, 238, .07) 1px, transparent 1.1px);
    background-size: 22px 22px;
    content: "";
    mask-image: radial-gradient(700px 400px at 70% 20%, #000, transparent 75%);
    -webkit-mask-image: radial-gradient(700px 400px at 70% 20%, #000, transparent 75%);
    pointer-events: none;
}
.hero > * { position: relative; z-index: 2; }

.hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; align-items: center; gap: 46px; }
.hero h1 { margin: 16px 0 0; }
.hero h1 em { font-style: normal; color: var(--blue); }
.hero .lead { margin-top: 16px; max-width: 540px; }

.hero-cta { display: flex; flex-wrap: wrap; gap: 11px; margin-top: 26px; }

.hero-points { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-top: 24px; }
.hero-points span { display: inline-flex; align-items: center; gap: 7px; color: var(--ink); font-size: 14.5px; font-weight: 800; }
.hero-points svg { width: 17px; height: 17px; fill: var(--green); }

/* hero visual: phone + payment card */
.hero-art { position: relative; min-height: 470px; }
.hero-art .halo {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 460px;
    height: 460px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(12, 82, 238, .16), transparent 66%);
    transform: translate(-50%, -50%);
}
.phone {
    position: relative;
    z-index: 3;
    width: 252px;
    margin: 0 auto;
    padding: 9px;
    border-radius: 38px;
    background: linear-gradient(160deg, #1b2540, #0d142b);
    box-shadow: var(--shadow-l), 0 0 0 1px rgba(255, 255, 255, .1) inset;
}
.phone-screen { overflow: hidden; border-radius: 30px; background: #fff; }
.phone-screen img { width: 100%; }

.chip-note {
    position: absolute;
    z-index: 4;
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 9px 14px;
    border: 1px solid var(--line);
    border-radius: 13px;
    background: rgba(255, 255, 255, .96);
    color: var(--ink);
    font-size: 13.5px;
    font-weight: 800;
    box-shadow: var(--shadow-m);
    backdrop-filter: blur(6px);
}
.chip-note svg { width: 17px; height: 17px; }
.chip-note.n1 { top: 26px; right: -6px; }
.chip-note.n2 { bottom: 104px; left: -10px; }
.chip-note.n3 { top: 168px; left: -4px; }
.chip-note .ok { fill: var(--green); }
.chip-note .bl { fill: var(--blue); }

.bank-card {
    position: absolute;
    right: 8px;
    bottom: 8px;
    z-index: 2;
    width: 272px;
    padding: 17px 19px 19px;
    border-radius: 18px;
    background:
        radial-gradient(140% 120% at 86% -16%, rgba(255, 255, 255, .2), transparent 54%),
        linear-gradient(146deg, #0b1a30, #12377e 62%, #08111f);
    color: #fff;
    box-shadow: 0 24px 48px -14px rgba(9, 20, 40, .5);
    transform: rotate(-6deg);
}
.bank-card .row { display: flex; align-items: center; justify-content: space-between; }
.bank-card .bname { font-size: 13px; font-weight: 900; }
.bank-card .emv {
    width: 34px;
    height: 26px;
    border-radius: 5px;
    background:
        linear-gradient(180deg, transparent 30%, rgba(120, 85, 10, .5) 30% 33%, transparent 33%),
        linear-gradient(180deg, transparent 62%, rgba(120, 85, 10, .5) 62% 65%, transparent 65%),
        linear-gradient(150deg, #f7e2a4, #d8ae52 45%, #f3dc9d);
}
.bank-card .num {
    margin: 20px 0 12px;
    direction: ltr;
    font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
    font-size: 17px;
    font-weight: 700;
    letter-spacing: 2px;
    text-align: left;
    text-shadow: 0 1px 0 rgba(255, 255, 255, .32), 0 2px 4px rgba(0, 0, 0, .45);
}
.bank-card .own { color: rgba(255, 255, 255, .55); font-size: 9.5px; font-weight: 700; letter-spacing: .5px; }
.bank-card .own b { display: block; color: #fff; font-size: 13px; letter-spacing: .3px; }

/* --------------------------------------------------------------- trusted */
.trust { padding: 30px 0; border-block: 1px solid var(--line-soft); background: #fff; }
.trust p { margin-bottom: 18px; color: var(--muted); font-size: 13.5px; font-weight: 800; text-align: center; letter-spacing: .3px; }
.trust-row { display: flex; align-items: center; justify-content: space-between; gap: 22px; flex-wrap: wrap; }
.trust-row img { height: 27px; width: auto; max-width: 150px; object-fit: contain; opacity: .72; filter: grayscale(1); transition: opacity .2s ease, filter .2s ease; }
.trust-row img:hover { opacity: 1; filter: none; }

/* ----------------------------------------------------------- pain/relief */
.pain-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; align-items: stretch; }
.pain-card {
    padding: 30px 28px;
    border: 1px solid var(--line);
    border-radius: var(--r-l);
    background: #fff;
    box-shadow: var(--shadow-s);
}
.pain-card.bad { border-color: #f6dadf; background: linear-gradient(180deg, #fffafb, #fff); }
.pain-card.good { border-color: #cfe9dc; background: linear-gradient(180deg, #f6fdfa, #fff); }
.pain-card h3 { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.pain-card h3 span {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    border-radius: 11px;
    color: #fff;
    font-size: 17px;
    font-weight: 900;
}
.pain-card.bad h3 span { background: var(--red); }
.pain-card.good h3 span { background: var(--green); }
.pain-card ul { list-style: none; }
.pain-card li {
    position: relative;
    padding: 9px 30px 9px 0;
    border-bottom: 1px dashed var(--line);
    font-size: 15.5px;
    font-weight: 700;
}
.pain-card li:last-child { border-bottom: 0; }
.pain-card li::before {
    position: absolute;
    top: 11px;
    right: 0;
    display: grid;
    place-items: center;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    color: #fff;
    font-size: 12px;
    font-weight: 900;
    line-height: 1;
}
.pain-card.bad li::before { background: var(--red); content: "✕"; }
.pain-card.good li::before { background: var(--green); content: "✓"; }
.pain-card.good li { color: var(--ink); }

/* -------------------------------------------------------------- 4 steps */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.step {
    position: relative;
    padding: 26px 22px 24px;
    border: 1px solid var(--line);
    border-radius: var(--r-l);
    background: #fff;
    box-shadow: var(--shadow-s);
}
.step .n {
    display: grid;
    place-items: center;
    width: 40px;
    height: 40px;
    margin-bottom: 14px;
    border-radius: 13px;
    background: linear-gradient(140deg, var(--sky), var(--blue));
    color: #fff;
    font-size: 17px;
    font-weight: 900;
    box-shadow: 0 8px 16px rgba(12, 82, 238, .26);
}
.step.done .n { background: linear-gradient(140deg, #17c07f, #059669); box-shadow: 0 8px 16px rgba(5, 150, 105, .26); }
.step h3 { font-size: 18px; margin-bottom: 6px; }
.step p { font-size: 14.5px; line-height: 1.8; }
.step::after {
    position: absolute;
    top: 44px;
    left: -14px;
    z-index: 2;
    display: grid;
    place-items: center;
    width: 26px;
    height: 26px;
    border: 1px solid var(--line);
    border-radius: 50%;
    background: #fff;
    color: var(--blue);
    content: "←";
    font-size: 14px;
    font-weight: 900;
}
.step:last-child::after { display: none; }

.no-row { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; margin-top: 34px; }
.no-row span {
    padding: 9px 20px;
    border: 1px solid #d6e2fb;
    border-radius: 999px;
    background: var(--bg-tint);
    color: var(--blue-dark);
    font-size: 15px;
    font-weight: 900;
}

/* ------------------------------------------------------------- showcase */
.shot {
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: var(--r-l);
    background: #fff;
    box-shadow: var(--shadow-l);
}
.shot-bar {
    display: flex;
    align-items: center;
    gap: 7px;
    padding: 11px 15px;
    border-bottom: 1px solid var(--line-soft);
    background: linear-gradient(180deg, #fbfcff, #f4f7fd);
}
.shot-bar i { width: 10px; height: 10px; border-radius: 50%; background: #dfe5f0; }
.shot-bar i:first-child { background: #ff6058; }
.shot-bar i:nth-child(2) { background: #ffbe2f; }
.shot-bar i:nth-child(3) { background: #2bc840; }
.shot-bar span {
    margin-inline-start: auto;
    padding: 3px 12px;
    border-radius: 999px;
    background: #eaf0fb;
    color: var(--muted);
    font-size: 11.5px;
    font-weight: 700;
    direction: ltr;
}
.shot img { width: 100%; }
.shot.crop img { max-height: 460px; object-fit: cover; object-position: top center; }

.split { display: grid; grid-template-columns: 1fr 1.15fr; align-items: center; gap: 48px; }
.split + .split { margin-top: 78px; }
.split.flip .split-copy { order: 2; }
.split-copy h3 { margin: 12px 0 12px; font-size: clamp(22px, 2.6vw, 29px); }
.split-copy .flist { list-style: none; margin-top: 18px; }
.split-copy .flist li {
    position: relative;
    padding: 7px 30px 7px 0;
    color: var(--ink);
    font-size: 15.5px;
    font-weight: 700;
}
.split-copy .flist li::before {
    position: absolute;
    top: 12px;
    right: 0;
    display: grid;
    place-items: center;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--green-soft);
    color: var(--green);
    content: "✓";
    font-size: 12px;
    font-weight: 900;
    line-height: 1;
}

/* ------------------------------------------------------------- features */
.feat-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.feat {
    padding: 26px 24px;
    border: 1px solid var(--line);
    border-radius: var(--r-l);
    background: #fff;
    box-shadow: var(--shadow-s);
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.feat:hover { transform: translateY(-4px); border-color: #cfdefb; box-shadow: var(--shadow-m); }
.feat .ic {
    display: grid;
    place-items: center;
    width: 46px;
    height: 46px;
    margin-bottom: 15px;
    border-radius: 14px;
    background: linear-gradient(140deg, var(--sky), var(--blue));
    box-shadow: 0 8px 16px rgba(12, 82, 238, .24);
}
.feat .ic svg { width: 23px; height: 23px; fill: #fff; }
.feat h3 { margin-bottom: 7px; font-size: 18.5px; }
.feat p { font-size: 14.5px; line-height: 1.8; }
.feat ul { list-style: none; margin-top: 10px; }
.feat li { position: relative; padding: 3px 15px 3px 0; color: var(--muted); font-size: 13.5px; font-weight: 650; }
.feat li::before {
    position: absolute;
    top: 13px;
    right: 0;
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: #9dbaf3;
    content: "";
}

/* ------------------------------------------------------------ app gallery */
.app-sec { position: relative; overflow: hidden; background: linear-gradient(168deg, #101a3a 0%, #0b1230 55%, #0d1638 100%); }
.app-sec::before {
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, .1) 1px, transparent 1.1px);
    background-size: 20px 20px;
    content: "";
    opacity: .5;
}
.app-sec::after {
    position: absolute;
    top: -160px;
    right: -120px;
    width: 520px;
    height: 520px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(79, 124, 255, .3), transparent 66%);
    content: "";
}
.app-sec > * { position: relative; z-index: 2; }
.app-sec .sec-head h2, .app-sec h3 { color: #fff; }
.app-sec .sec-head p { color: #b9c6e6; }
.app-sec .eyebrow { border-color: rgba(255, 255, 255, .22); background: rgba(255, 255, 255, .08); color: #cfe0ff; }

.app-strip { display: flex; justify-content: center; align-items: flex-end; gap: 16px; }
.app-phone {
    flex: 0 0 auto;
    width: 190px;
    padding: 7px;
    border-radius: 30px;
    background: linear-gradient(160deg, #2a3560, #141b38);
    box-shadow: 0 24px 50px rgba(3, 8, 26, .55), 0 0 0 1px rgba(255, 255, 255, .09) inset;
    transition: transform .25s ease;
}
.app-phone img { border-radius: 24px; }
.app-phone figcaption { padding: 11px 4px 2px; color: #a9b9dd; font-size: 12.5px; font-weight: 800; text-align: center; }
.app-phone:nth-child(odd) { transform: translateY(18px); }
.app-phone:hover { transform: translateY(-4px); }

.app-notes { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin-top: 52px; }
.app-note {
    padding: 20px 18px;
    border: 1px solid rgba(255, 255, 255, .13);
    border-radius: var(--r-m);
    background: rgba(255, 255, 255, .06);
    backdrop-filter: blur(6px);
}
.app-note svg { width: 24px; height: 24px; margin-bottom: 10px; fill: #7ea6ff; }
.app-note b { display: block; color: #fff; font-size: 16px; font-weight: 900; }
.app-note small { display: block; margin-top: 4px; color: #a9b9dd; font-size: 13px; line-height: 1.75; }

/* ---------------------------------------------------------------- compare */
.cmp { overflow: hidden; border: 1px solid var(--line); border-radius: var(--r-l); background: #fff; box-shadow: var(--shadow-m); }
.cmp table { width: 100%; border-collapse: collapse; }
.cmp th, .cmp td { padding: 14px 18px; text-align: right; }
.cmp thead th { color: #fff; font-size: 16px; font-weight: 900; }
.cmp thead th:first-child { background: #16233f; }
.cmp thead th:nth-child(2) { background: #7a8699; }
.cmp thead th:last-child { background: linear-gradient(120deg, var(--blue-dark), var(--blue)); }
.cmp tbody td { border-top: 1px solid var(--line-soft); font-size: 15px; font-weight: 700; }
.cmp tbody td:first-child { background: #fafbff; color: var(--ink); font-weight: 800; }
.cmp tbody td.no { color: #b1505f; }
.cmp tbody td.yes { background: #f5fdf9; color: var(--green); font-weight: 900; }

/* --------------------------------------------------------------- results */
.res-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.res {
    padding: 26px 24px;
    border: 1px solid var(--line);
    border-radius: var(--r-l);
    background: #fff;
    box-shadow: var(--shadow-s);
}
.res .k { display: grid; place-items: center; width: 42px; height: 42px; margin-bottom: 14px; border-radius: 13px; background: var(--green-soft); }
.res .k svg { width: 21px; height: 21px; fill: var(--green); }
.res h3 { margin-bottom: 6px; font-size: 18px; }
.res p { font-size: 14.5px; line-height: 1.8; }

/* ------------------------------------------------------------------- faq */
.faq { max-width: 820px; margin: 0 auto; }
.qa {
    margin-bottom: 12px;
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: var(--r-m);
    background: #fff;
    box-shadow: var(--shadow-s);
}
.qa summary {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 17px 20px;
    color: var(--ink);
    font-size: 16.5px;
    font-weight: 900;
    cursor: pointer;
    list-style: none;
}
.qa summary::-webkit-details-marker { display: none; }
.qa summary::after {
    margin-inline-start: auto;
    display: inline-grid;
    place-items: center;
    flex: 0 0 28px;
    width: 28px;
    height: 28px;
    font-weight: 900;
    border-radius: 50%;
    background: var(--bg-tint);
    color: var(--blue);
    content: "+";
    font-size: 17px;
    line-height: 1;
    transition: transform .2s ease;
}
.qa[open] summary::after { content: "−"; transform: rotate(180deg); }
.qa .a { padding: 0 20px 18px; color: var(--muted); font-size: 15px; line-height: 1.95; }

/* ---------------------------------------------------------------- notice */
.notice {
    display: flex;
    gap: 12px;
    max-width: 820px;
    margin: 26px auto 0;
    padding: 16px 18px;
    border: 1px solid #f4e0b0;
    border-radius: var(--r-m);
    background: #fffaee;
}
.notice svg { width: 22px; height: 22px; fill: #d29a1c; }
.notice p { color: #6f5610; font-size: 14.5px; font-weight: 700; line-height: 1.85; }

/* ------------------------------------------------------------------- cta */
.cta-sec { padding: 92px 0; }
.cta-box {
    position: relative;
    overflow: hidden;
    padding: 54px 40px;
    border-radius: 34px;
    background:
        radial-gradient(600px 340px at 84% -10%, rgba(120, 160, 255, .34), transparent 62%),
        linear-gradient(150deg, var(--blue-deep), var(--blue) 52%, var(--sky));
    text-align: center;
    box-shadow: 0 30px 70px rgba(8, 47, 168, .34);
}
.cta-box::before {
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, .16) 1px, transparent 1.1px);
    background-size: 20px 20px;
    content: "";
}
.cta-box > * { position: relative; z-index: 2; }
.cta-box img.mark { width: 74px; height: 74px; margin: 0 auto 18px; border-radius: 20px; box-shadow: 0 14px 30px rgba(0, 15, 70, .4); }
.cta-box h2 { color: #fff; }
.cta-box h2 em { font-style: normal; color: var(--gold); }
.cta-box p { max-width: 620px; margin: 12px auto 0; color: #d5e3ff; font-size: 17px; }
.cta-actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 28px; }
.cta-meta { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 26px; margin-top: 26px; }
.cta-meta span { display: inline-flex; align-items: center; gap: 7px; color: #cfe0ff; font-size: 14.5px; font-weight: 800; }
.cta-meta svg { width: 17px; height: 17px; fill: var(--gold); }

/* ---------------------------------------------------------------- footer */
.site-foot { padding: 46px 0 30px; border-top: 1px solid var(--line); background: var(--bg-soft); }
.foot-row { display: flex; flex-wrap: wrap; align-items: flex-start; justify-content: space-between; gap: 26px; }
.foot-brand { max-width: 340px; }
.foot-brand p { margin-top: 12px; font-size: 14.5px; }
.foot-links { display: flex; flex-wrap: wrap; gap: 40px; }
.foot-col h4 { margin-bottom: 10px; font-size: 15px; }
.foot-col a { display: block; padding: 4px 0; color: var(--muted); font-size: 14.5px; font-weight: 650; }
.foot-col a:hover { color: var(--blue); }
.foot-bottom {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-top: 32px;
    padding-top: 20px;
    border-top: 1px solid var(--line);
    color: var(--muted);
    font-size: 13.5px;
    font-weight: 650;
}
.foot-bottom .zhaket { display: flex; align-items: center; gap: 9px; }
.foot-bottom .zhaket img { height: 30px; width: auto; opacity: .85; }

/* --------------------------------------------------------------- reveal */
.rv { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.rv.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
    .rv { opacity: 1; transform: none; transition: none; }
    html { scroll-behavior: auto; }
}

/* -------------------------------------------------------------- responsive */
@media (max-width: 1040px) {
    .steps { grid-template-columns: 1fr 1fr; }
    .step::after { display: none; }
    .feat-grid, .res-grid { grid-template-columns: 1fr 1fr; }
    .app-notes { grid-template-columns: 1fr 1fr; }
    .app-strip { flex-wrap: wrap; }
    .app-phone:nth-child(odd) { transform: none; }
}

@media (max-width: 900px) {
    .nav { display: none; }
    .burger { display: block; }
    .head-cta .btn.ghost { display: none; }
    .hero-grid { grid-template-columns: 1fr; gap: 40px; }
    .hero-art { min-height: 420px; margin-top: 8px; }
    .split, .split.flip { grid-template-columns: 1fr; gap: 26px; }
    .split.flip .split-copy { order: 0; }
    .split + .split { margin-top: 54px; }
    .pain-grid { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
    section { padding: 60px 0; }
    .wrap { padding: 0 16px; }
    .feat-grid, .res-grid, .steps, .app-notes { grid-template-columns: 1fr; }
    .hero { padding: 44px 0 56px; }
    .hero-art { min-height: 0; }
    .phone { width: 216px; }
    .bank-card {
        position: static;
        width: 250px;
        margin: -30px auto 0;
        transform: rotate(-4deg);
    }
    .chip-note { font-size: 12.5px; padding: 8px 11px; }
    .chip-note.n1 { top: 12px; right: -6px; }
    .chip-note.n2 { top: 250px; bottom: auto; left: -8px; }
    .chip-note.n3 { display: none; }
    .cta-box { padding: 40px 22px; border-radius: 26px; }
    .cmp { overflow-x: auto; }
    .cmp table { min-width: 560px; }
    .foot-links { gap: 28px; }
}

/* mobile menu */
.mmenu {
    display: none;
    padding: 10px 0 18px;
    border-top: 1px solid var(--line);
    background: #fff;
}
.mmenu.open { display: block; }
.mmenu a {
    display: block;
    padding: 11px 4px;
    border-bottom: 1px solid var(--line-soft);
    color: var(--ink);
    font-size: 16px;
    font-weight: 800;
}
.mmenu .btn { width: 100%; margin-top: 14px; }